![]() ![]() You probably are not going to buy gap insurance or a major mechanical protection extended warranty from Signal Financial FCU, nor complete a $10,000 auto loan re-fi or a $2,500+ balance transfer (especially since the 2.5% fee on the balance transfer is a minimum of $62.50-making it only worthwhile if you would’ve done a balance transfer at 3% anyway and just need another 6 months of 0% APR). Realistically, this is a $100 bonus that can be up to $150 if you satisfy the direct deposit requirement. There is an early account termination fee of $25 if a Savings, Checking, or Money Market account is closed within 6 months of account opening. The way this is stated, it should apply equally to the Standard Money Market account in the Signal Connect Bundle (which you do not get a bonus for) and the Premium eMoney Market Account in the Signal Premium Bundle (which you do get a bonus for). There is a separate $10 monthly maintenance fee for money market accounts unless a $2,500 minimum average daily balance is maintained. Maintain a combined $25,000 average monthly balance in share accounts (excluding share certificates) and conduct 5 signature-based debit card transactions per month OR have a mortgage with a starting balance of $250,000 or greater to avoid the $25 monthly maintenance fee. Maintain a $250 average monthly balance in your checking account or conduct 5 signature-based debit card transactions per month to avoid the $10 monthly maintenance fee. Avoiding FeesĪ full schedule of fees is located on this page and in this PDF. The normal yearly fee for WABA is $35, but it sounds like you can join WABA and Signal Financial FCU at the same time and they will pay for your membership for the first year. On the application page, it is possible to select “I would like to become a member through WABA” and proceed with the application.
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